Does Dental Insurance Cover Cosmetic Dentistry?

Are you facing difficulties socializing with your friends and acquaintances because of your dental insecurities? Let not your teeth ruin your personal and corporate relationships anymore. It is the right time to improve your smile with cosmetic dentistry procedures. You cannot afford to lose another day of your life staying indoors due to a lack of self-esteem, that too, for treatable problems.

However, let’s face the truth! Dentistry procedures can be a burden on your pockets, and yet you cannot deny their significance, especially when it comes to correcting your smile. So, getting a dental insurance policy is the best way to cover all your cosmetic dentistry costs. Learn more about dental insurance and whether you can get insured for cosmetic dentistry procedures.

What is Cosmetic Dentistry?

Cosmetic dentistry is a specialization that aims to improve the appearance of your facial structure and your smile. In addition, this branch of dentistry focuses on rejuvenating your dull or sunken mien, which may have occurred due to tooth loss, aging, or other dental or health problems.

Cosmetic dentistry uses advanced technologies to shape, restore, and contour your teeth to enhance your smile and facial appearance. As a result, it can help address your fear or trauma related to cosmetic dentistry procedures while boosting your self-confidence.

Types of Cosmetic Dentistry Procedures

Multiple cosmetic dentistry procedures depend on your needs and the extent of the damage. Below is a breakdown of all the treatment options covered under cosmetic dentistry.

  • Teeth Whitening
  • Microabrasion
  • Reshaping and Contouring
  • Ceramic, Composite, and Porcelain Veneers
  • Dental Implants
  • Dental Crowns
  • Gum Rejuvenation

Consult a reputed cosmetic dental Texas clinic to discuss the proper treatment procedures you may need depending on your dental health.

The Financial Aspect of Cosmetic Dentistry

Cosmetic dentistry may be expensive, but numerous dental insurance policies cover these costs. With more and more people focusing on improving their smiles and facial appearance, there has been a growing demand coupled with technological advancements in cosmetic dentistry procedures.

The cost of cosmetic dentistry depends on the treatment itself. Therefore, many individuals also look for discounted dental plans or cosmetic dental insurance to lighten the burden on their pockets. However, sadly, many health insurance options do not cover cosmetic dental treatments. So, we advise you to take specialized dental insurance or plans to offload some of your monetary burdens.

Alternatively, you can request your dental team to suggest a solution per your budget or explore EMI plans to take some weight off your wallet. An experienced North Texas dental professional will tailor your treatment plan and fit it into your budget to offer the best value for money.

How Does Dental Insurance Work?

Irrespective of your cosmetic dentistry costs, a good dental insurance plan will provide partial or complete coverage of all your dental bills. In addition, depending on the terms and scope, your insurance plan can pay for your dental procedures, including necessary and preventive treatments.

Some insurance plans may cover routine dental checkups and cleanings, which are preventive – as they prevent gum diseases or cavities, and may be covered twice annually. In addition, some insurance policies may cover around 50-80% of the procedures, including dental crowns, fillings, and other treatments.

To sum up, many cosmetic teeth covers would offer the following –

  • 100% coverage for preventive care, such as teeth cleanings, dental examinations, and X-rays.
  • 80% coverage for basic dental procedures, like tooth fillings.
  • 50% for necessary procedures, including dentures and dental crowns.

What does Dental Insurance Cover?

Your dental insurance plan may cover specific procedures either partially or entirely. If you need to undergo treatment to fix an injured tooth or infected gum tissue, choose a dental insurance plan that covers these costs at least partially.

Some dental plans may cover the following procedures.

  • Dental implants: Dental implants replace lost or missing teeth by restoring them completely. Since the procedure can restore the tooth’s roots using a titanium structure, it can regain its natural look and function.
  • Porcelain crowns: Dental crowns improve your facial appearance and smile by covering a damaged or broken tooth with natural-looking porcelain dental caps custom-made to fit your tooth and match its enamel color.
  • Dental veneers: It covers the visible surface of a broken or damaged tooth. Dental veneers are effective unless the tooth enamel has been completely damaged due to wear and tear. Then, it may repair the tooth structure to prevent further damage.

Final Words

To conclude, the only way to ensure whether a particular cosmetic dentistry procedure is covered in your policy is to contact your insurance company and read all the terms and conditions. You can also call your dentist to learn about the best insurance for aesthetics and what would be covered in it. Furthermore, check with your dentist whether you need cosmetic dentistry treatment. And if you do, find out how much your existing dental plan covers it.

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